About - Stephen Haug

​I'm a CERTIFIED FINANCIAL PLANNER® and FINANCE BROKER - Dual Financial Services Businesses.
Your Adviser

During the first point of contact with Stephen it will become apparent that his client’s goals are his main priority. Whether clients are planning for a family, preparing for retirement, or running their own business, purchasing a property, looking to invest, or just starting out in working life, he understands that no two clients are the same.

 

Stephen has been in the financial services industry for 30 years, and completed his studies in Financial Planning in 2001. Having originally started his financial services career as banker, Stephen realised that his true passion is helping people with holistic professional financial advice and product solutions.

Financial Planning

Approaching a financial adviser can seem daunting at first; however Stephen ensures his clients have a positive experience. By exploring his client’s current situation and assisting them in discovering what is really important to them, he will help to articulate short, medium and long term goals that become the foundation of his advice.

 

Stephen is committed to being part of the journey with his clients and providing them with high quality service and advice. With a very approachable demeanour, he explains strategies in an easy to understand way, ensuring his clients are informed and confident each step of the way.

 

Stephen strives to uphold the highest standards of compliance and ethics, and is a member of the Financial Planning Association of Australia (FPA), in addition to being a Certified Financial Planner®, with specialist accreditation in Self-Managed Superannuation Funds, business insurance strategies and retirement income streams.

Finance Broker

Being an ex-banker and a Certified Financial Planner, Stephen is well versed in providing straight forward and easy to understand and implement Financing Solutions.

 

Stephen's expertise will ensure you have suitable Finance Solutions and the relevant Products to fit your individual specific requirements and he places client's interest well ahead of any specific Lender or Bank. Stephen has access to many (20+) lenders / banks products to select from and Stephen always strives to seek to best deal for you regard to pricing (including negotiated interest rates and fee that are not usually publicly advertised and available) and product flexibility to not only meet your initial needs, but to satisfy your foreseeable ongoing requirements. Stephen has very strong abilities to solve financing problems, to read and understand financial and taxation statements and entity structures; thereby presenting successful recommendation to lenders /banks on your behalf. Stephen really does package up and support financing applications so you are best positioned in succeeding with being approved, therefore taking out any stress and uncertainty for his clients by acting in this intermediary capacity.

 

Many people also assume that it costs money to engage a finance broker and this is a miss understood myth. Stephen is paid by the lenders / banks in successfully securing finance for his clients and this does not cost his clients anything further regarding the pricing they pay to the lender /bank. It is usual that his clients do not pay any fee for this service provided by Stephen.    

Licensing

Financial Planning

Stephen Haug, Dip FP

CERTIFIED FINANCIAL PLANNER®

Stephen Haug (Authorised Representative Number 238606) As Trustee for

The Stephen Haug Family Trust ABN: 12551525812 (Corporate Authorised Representative Number 316623) – being a;

Authorised Representative of InterPrac Financial Planning AFSL: 246638 ABN: 14 076 093 680

Financial Services Guides & Privacy Policy

 

Finance

Stephen Haug

Cert IV Financial Services
Stephen Haug Licensee - Australian Credit Licence No 365411

Stephen Haug ATF The Stephen Haug Family Trust T/As

FIVE STAR FINANCIAL SERVICES

ABN 12 551 525 812

A Member of Australian Finance Group Australian Credit Licence No 389087

Sample Credit Guide and Privacy Policy

 

Stephen Haug

Cert IV Financial Services

Stephen Haug Licensee - Australian Credit Licence No 365411

Stephen Haug ATF The Stephen Haug Family Trust T/As

 

 

 

FIVE STAR FINANCIAL SERVICES

ABN 12 551 525 812

A Member of Australian Finance Group Australian Credit Licence No 389087

Sample Credit Guide and Privacy Policy

 

Stephen Haug, Dip FP

CERTIFIED FINANCIAL PLANNER®

A Member of the Financial Planning Association of Australia (FPA)

Stephen Haug (Authorised Representative Number 238606) As Trustee for The Stephen Haug Family Trust ABN: 12551525812

(Corporate Authorised Representative Number 316623) – being a;

Authorised Representative of InterPrac Financial Planning AFSL: 246638 ABN: 14 076 093 680

Financial Services Guides & Privacy Policy

 

 

 

 

The information provided is general information only. It has been prepared without taking into account your individual objectives, financial situation or needs. Before acting on any information you should consider the appropriateness of the information, having regard to your objectives, financial situation and needs. Should you wish to acquire a particular financial product, you should obtain a Product Disclosure Statement relating to the product/s mentioned before making any decision.

Financial Services of Stephen Haug